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$635K+
Profit (2024)
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3
Investment Properties secured through Positive Property
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< 2 yrs
From joining to results
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Investing in Property Without Super: Kane’s Starting Point
Kane Fattorini has run a roofing business for most of his working life. He and his wife Denise immigrated from New Zealand roughly two decades ago, raised a family in Australia, and built the kind of small business that keeps a household running well. By most measures, they had done things right.
The one gap was superannuation. As a self-employed contractor, Kane had contributed almost nothing to super over the years, and he had no intention of waiting until 65 to find out whether that would matter. For Kane, investing in property without superannuation was not a last resort, but the plan from the start.
“I’ve always known property was a good vehicle to get to retirement,” he says. “I actually have next to no super. I never liked super because I wanted to retire before I hit super age.”
That position is more common among self-employed Australians than the financial services industry tends to acknowledge. Without compulsory employer contributions, many business owners reach their fifties with a profitable trade and very little sitting in a managed fund.
Property, for Kane, was never an abstract idea. It was always the plan. What he lacked was a system to execute it.
Kane recognised the difference between doing well on instinct and building something deliberate.
“I wanted to retire before 65 and I wasn’t going to be able to do that on my own.”
Finding Positive Property
Kane came across Positive Property through social media and spent time watching George Markoski’s videos before making contact. He was not a first-time property buyer looking for basic education. He was an experienced small business owner who had already invested independently and was evaluating whether the Positive Property approach offered something his current strategy did not.
“I started looking at the videos and everyone said it looked authentic. You could see the authenticity in George’s discussions. It just made a lot of sense. I’m very gung ho about things and I’ll jump in. I saw it and I didn’t want to hesitate.”
What Positive Property offered that Kane could not replicate alone was structured research, a vetted network of professionals across finance, legal, tax and property management, and a coaching relationship that kept decisions grounded in data rather than market sentiment.
He enrolled, met with the team, and moved to his first property selection within a short timeframe.
Three Properties in Two States
Positive Property’s research process identifies locations based on population growth trajectories, infrastructure investment, rental demand, and where each market sits within its own property cycle. For Kane and Denise, that research pointed to two growth corridors in Queensland and one in Western Australia. Equity in one property funded the next, with no reliance on a managed fund.
Collingwood Park, Queensland
The Collingwood Park property involved a degree of complexity at the acquisition stage. The developer had wound up the partnership, which created administrative complications around the depreciation schedule. Positive Property’s team worked through those issues to secure the full depreciation entitlement for Kane and Denise.
Burpengary, Queensland
The Burpengary property was a new build. Midway through construction, the builder returned to the contract and requested an additional $30,000, citing increased material costs. This is a situation that has caught many investors off guard during the post-COVID construction period. Kane’s response:
“The whole reason for joining Positive Property was the team behind you — knowing that it was all with our best interest at heart. I look at the $20,000 like… over the scheme of things and what’s going to go up in 12 months — even by the time it was built, we already had equity in it.”
The coaching team negotiated the variation down to $20,000, and Kane held to the contract on those revised terms. The property settled and is now valued at over $800,000 against a total cost of just above $540,000.
Byford, Western Australia
The third property is a land and construction package in Byford, a high-growth corridor approximately 40 kilometres south of Perth. Land was purchased at $179,000, with a total build cost of $491,700. Construction has not yet started, but the land alone is currently valued at $710,000. The capital growth has already occurred before a single brick has been laid.
The Results: $635K+ Across Three Properties
Across the three properties, Kane and Denise have generated over $635K in combined profit, as of Kane’s interview.
The equity is not sitting idle. Kane has drawn on the Burpengary equity to fund the Western Australia purchase. The Collingwood Park equity is available for their next acquisition. Each property creates the capacity to move to the next one.
“How many years would that take me to save working my day job?” Kane says.
The answer, for a self-employed contractor without superannuation, is not a comfortable one. That gap between working income and invested capital is exactly what property at scale, acquired through a structured process, is designed to close.
Kane and Denise are also looking at a property in Wanaka, New Zealand, to be operated as a short-term rental in partnership with Denise’s sister. Their portfolio continues to grow.
How to Start Investing If You’re Self-Employed?
Self-employed Australians face a structural disadvantage in retirement planning that receives less attention than it deserves. Without compulsory employer contributions, the onus sits entirely on the individual. Many business owners prioritise reinvestment in the business over personal wealth-building, and by the time they turn their attention to retirement, the timeline is too short.
What Kane’s experience illustrates is that the structure around the investment matters as much as the investment itself. The Burpengary contract variation was not a crisis because the support was in place to manage it. The Byford purchase would not have pointed to Western Australia based on personal familiarity alone. The Collingwood Park depreciation schedule required specialist knowledge to unlock.
The Markoski Method brings together research-based property selection, a coordinated professional network through the Circle of Safety, and ongoing coaching. This method is not theoretical; George Markoski developed it by building his own 39-property portfolio before teaching the same approach to members like Kane. For a self-employed investor without employer support, without a dedicated finance team, and working against a retirement timeline that does not include a superannuation backstop, that structure makes a material difference.
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